This tutorial shows you how to design wallpaper, that can we can use on the web, or any other practical use.
Create a new file that would have
1000x800 px and
72 dpi. Select the
Rectangle Tool (U) to draw the background for the picture to be next.
Blending Options-Gradient Overlay
Gradient’s parameters: 
Blending Options-Pattern Overlay, choose
Pattern (Blue textured) in the
Color paper.
Next select the
Line Tool (U) to draw two vertical stripes that would have the same parameters:
The Opacity on the layers should be of
60%.
Blending Options-Gradient Overlay
Gradient’s parameters: 
